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The currency of Thailand is the "Baht" - sometimes spelled "Bath" but pronounced to rhyme with "hot." One Baht is divisible into 100 Satang. Major credit cards are accepted by hotels and large shops, but "hard cash" is the preferred tender almost everywhere. Travelers checks are not widely accepted outside of hotels, so change them for cash at a bank exchange, which you'll find in any and every tourist destination.

Thai money
Thai money

Bills vary in size and color according to denomination: 20-Baht is green, 50-Baht is blue, 100-Baht is red, 500-Baht is purple and 1,000-Baht is white. There is also still a 10-Baht bill in circulation, which is brown in color, but these are quite rare.

All bills and all coins have a picture of His Majesty the King, and are therefore supposed to be shown some respect.


Koh Chang Banks

Branches of the Bank of Ayudhya, Siam City Bank and the Thai Military Bank are located in Haad Sai Khao (White Sand Beach). The Siam Commercial Bank is located in Chai Chet A sub branch of Siam City Bank is located in Kai Bae.

Normal Banking hours in Koh Chang are the same as in the rest of Thailand. Monday to Friday 8.30am to 3.30pm.


Koh Chang ATM

Twenty-four-hour ATM's are widely available and most accept cards using international banking networks such as Cirrus or Plus

There are numerous ATM machines located in the following towns on Koh Chang

  • Both car ferry piers
  • Klong Son
  • Haad Sai Khao(White Sand Beach)
  • Klong Prao
  • Kai Bae
  • Bang Bao

The only ATM on the east side of the island is located at the Police Station in Dan Mai.



There are no ATM machines located on any of the other islands in the Koh Chang National Park. Visitors who are visiting Koh Wai, Koh Mak or Koh Kood should ensure they have enough money to enjoy their stay before leaving for the islands to the south.

Klong Son Beach is good for:

peace and quiet

sandy beach



Short description:

Klong Son beach (or Had Klong Son) is located on the north of Koh Chang. Nice bay at the very top of the island. Pure white sand stretch of beach, shaded with coconut trees. Klong Son gets very low numbers of visitors with the bulk of the backpackers and tourists alike speeding south enroute to Koh Chang's finer and more popular stretches of sand.

White Sand Beach is good for:

night live

sandy beach

variety of restaurants


Short description:

Koh Chang's most famous stretch of sand, at over 2km long there's certainly room for everyone! Lined with bungalows, food stalls and shops this is one of the best beaches in all of Thailand.

Klong Phrao Beach is good for:

tranquil surroundings

gorgeous rocky landscape

all sorts of activities

quiet and peaceful

Short description:

Situated on the somewhat less glamorous, northern side of the Koh Chang Island, Klong Prao isn’t all that much of tourist destination, especially for those who are in need of a true holiday experience of the exotic kind.

Lonely Beach is good for:

great sunset

cheap and peaceful retreat

all sorts of beach activities

perfect for family

Short description:

Also known as Kai Bae Beach, this is the spot to catch a great sunset! A few small shops and food stalls are along the beach, a good spot to chill out away from the crowds at White Sands Beach.

Bangbao Bay is good for:


seafood restaurants



Short description:

A well-sheltered bay with a small and quiet beach. It is a fishing community where residents still live in houses built on stilts and are connected by wooden bridges. There are a growing number of tourist shops, scuba dive outlets and seafood restaurants offering a good selection of seafood.

Salak Khok Bay is good for:

pretty, unspoiled area

traditional Thai community


quiet and peaceful

Short description:

There aren’t so much attraction in Salak Kok, but tourists can Kayak among the mangroves. Salak Kok Bay still has a fishing community that doesn’t change so much in many years, a great place to see the real traditional Thai community.



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